Terms and Conditions

Last Updated: September 2, 2024

1. Introduction

Welcome to Wolfpack’s website and mobile application (“Website”). These Terms and Conditions (“Terms”) govern your use of the Wolfpack Website and its services, including the Booster Loan feature. By accessing or using our Website or any of our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use our Website.

2. Basic Terms

2.1. General Website Usage: The Wolfpack Website provides various types of content and services, including account positions, financial news, market data, and more. The content may include third-party information and is provided “as is” without any warranties.

2.2. Eligibility: You must be at least 21 years old and capable of entering into these Terms. The services are intended for residents of the United States only.

3. Booster Loan Feature

3.1. Eligibility and Application

3.1.1. To be eligible for a Booster Loan, you must meet the following criteria:

• Be at least 21 years old.
• Have a valid Wolfpack account.
• Pass our real-time credit check, which evaluates your credit score, income, and other financial metrics.

3.1.2. To apply, complete the application process within the Wolfpack app, providing the necessary financial information.

3.2. Loan Issuance and Terms

3.2.1. Loan Amount: You may borrow up to $2000, subject to approval based on your credit profile.

3.2.2. Repayment: Loans must be repaid according to the schedule provided. Repayment options include monthly installments.

3.2.3. Interest Rates: The interest rate will be based on your credit profile and will be disclosed prior to approval.

3.2.4. Fees: Any applicable fees will be disclosed during the application process.

3.3. Loan Management

3.3.1. Notifications and Reminders: Automated notifications will be provided for payments and overdue accounts.

3.3.2. Customer Support: For assistance, contact our support team via the app or website.

3.4. Portfolio Management

3.4.1. Real-Time Updates: Your portfolio will reflect stock purchases made through the Booster Loan.

3.4.2. Performance Tracking: Monitor stock performance and receive reports and analytics.

4. Waitlist for Booster Loan Feature

4.1. Joining the Waitlist: To join the waitlist for the Booster Loan feature, you must complete the waitlist registration process within the Wolfpack app.

4.2. Waitlist Status: Being on the waitlist does not guarantee access to the Booster Loan feature. Access will be granted based on eligibility and availability.

4.3. Notification: You will be notified via email or app notification when access to the Booster Loan feature becomes available.

5. Intellectual Property

All trademarks, copyrights, and other intellectual property on the Website are owned by Wolfpack or its affiliates. Unauthorized use is prohibited.

6. Prohibited Activities

You agree not to use the Website or services for unlawful purposes or in a manner that could damage or disrupt the Website or interfere with others’ use.

7. Disclaimer and Limitation of Liability

7.1. Disclaimer: The Website and services are provided on an “as is” basis. Wolfpack and Third-Party Providers disclaim all warranties to the fullest extent permitted by law.

7.2. Limitation: Wolfpack and Third-Party Providers are not liable for any indirect, incidental, or consequential damages arising from the use of the Website or services.

8. Indemnification

You agree to indemnify and hold harmless Wolfpack and Third-Party Providers from any claims or damages arising from your use of the Website or services.

9. Applicable Law and Venue

These Terms are governed by the laws of the State of California. Any disputes will be resolved in courts located in Santa Clara County, California.

10. Changes to Terms

Wolfpack may modify these Terms at any time. Updated Terms will be posted on the Website. Your continued use of the Website constitutes acceptance of the modified Terms.

11. Contact Information

For questions or concerns regarding these Terms or the Booster Loan feature, please contact us at [Contact Information].

12. Privacy Policy

Please review our Privacy Policy to understand how we collect and use your personal information.